Mobile App Development

The Ultimate Blueprint to Build a Secure and User-Friendly Money Transfer App

Significant changes in the financial services industry have taken place and an internet connection is all one needs to perform any time-consuming financial transaction via a mobile app. Today’s online money transfer apps offer customers maximum speed and convenience and give them access to whatever information they like, receive and perform basic operations.

But the challenge here is achieving the main goals of any payment system- creating a robust, efficient, and legally compliant platform that is user friendly.

But, what is the blueprint to build a secure and user-friendly money transfer app? Here we bring to you this simple guide to help you do better with your money transfer app.

Strategize around the business model

You need to study your target audience, find their unique needs, and determine the context in which they will use your application. This will help you to refine your selling proposition and pinpoint the right product-market match.

Design the App’s Architecture

Design the app’s user experience and define its architecture. Pay attention to the P2P App’S architecture and how it really works.

Create the App’s UX/UI

It is important to create an interactive graphical shell for your app so that everyone can see it and understand its functionality. 

Money Transfer Portal Development

In the process of integrating all the core features, work on the implementation of a so-called money transfer portal. 

  • Develop e-wallets to make it possible to send and receive funds through multiple channels in many countries
  • Make contactless bill payments
  • International money transfers
  • Currency exchange 

During this process, you must also implement the ability to set limits on sending / withdrawing funds, the number of transactions per day and so on so that your future customers can do everything related to controlling their funds and financial transactions.

User Management Modules

Your app system should have different interfaces to perform different roles for a cashier, admin or auditor along with creating balance histories and monitoring the account activities. 

Running marketing activities and setting up promo codes can be added as well as sending emails and messages to engage with the customers.

Ensuring Security

As with any banking app, your money transfer app requires the highest security to establish the safety of your customers. Take advantage of identity verification. It is also highly recommended to include counter-terrorism financing compliance in your application.

If you are just starting the development of your app consider compliance with basic but necessary security options, such as:

  • Data encryption
  • Backups and recovery
  • Limited access to certain parts of your system
  • Session time limits

Then what?

When creating a money transfer app, most of them don’t think about it much after releasing a product. But the development of successful products never stops. Behind the scenes, developers, testers, and designers should keep creating new versions. 

So, set your business up for online success. Our team at Techcedence is always ready to bring your best money transfer app ideas to life in no time! Reach out to us now!


Ruby on Rails App Development Trends 2023

Ruby on Rails is becoming a more mature technology, since its initial release, having been updated with some improvements like better performance and increased scalability.

Ruby on Rails will continue to evolve and improve in 2023, with new updates and features that are being released to make web development faster and more efficient

Let’s have a look at some Ruby on Rails trends to watch out for in 2023:

1. Growth in popularity

Ruby on Rails has been a very popular web development framework for many years, and this trend is expected to continue in 2023 as well. Its simple framework is what makes developers of all skill levels love it.

2. Stability

Newer versions of Ruby on Rails work better with published gems and third party integrations, so it is less likely to break at inopportune moments. Additionally, improvements are also made to the core making the framework is more stable overall.

3. Increased performance and scalability

As web applications become more complex and handle more data, Ro is more focused on support for better performance and scalability lately.

4. Flexibility

The tech world is full of companies where Ruby on Rails shines. Ruby on Rails is flexible and can be used in developing applications for many different types of companies

5. Better speed

Ruby on Rails is now 3x faster than older versions, as well as the memory usage issues are solved. With each new version efficiencies are discovered and are created helping the framework run faster in given circumstances. Any speed increase is a benefit to the end users.

6. Security

Newer versions of Ruby on Rails have all the known security issues patched and benefit from full support for any new vulnerability discovered. Ruby on Rails supports security features to combat the increase in cyber-attacks, as the importance of secure web applications cannot be overemphasized. 

7. Integration with other technologies

Ruby on Rails is getting more integration with other technologies like cloud services, AI and blockchain, enabling developers to create more advanced and sophisticated web applications.

8. Optimized and responsive

The current Ruby on Rails versions are more performant, better optimized and responsive.

Even though Ruby on Rails isn’t a new framework, it remains popular among developers and a software organization because of its dependable and strong technology. Ruby and Rails has an exciting year ahead with these new features, improved performance and reliability. Developers can easily stay up-to-date with these trends in Ruby on Rails and if you are a business owner, Ruby on Rails is constantly evolving and improving to help your business app. If you are a startup business, then you can climb onto firm ground quickly, and since timing for startups is a key success factor, Ruby on Rails is an ideal technology. And you can look forward to taking advantage of these technology trends in the future.

Are you looking tо buіld a арр fоr уоur buѕіnеѕѕ? Techcedence’s experts are ready to help you build an app with Ruby on Rails. Get in touch with us now!


Choosing the Right Managed Cloud Services Provider: Key Factors to Consider

As businesses continue to embrace the many benefits of cloud computing, choosing the right cloud service provider has become very important. With so many options out there, it can be difficult to figure out which cloud provider is the best option. 

So, how do you know which cloud service provider is best for you? Let’s take a look at 5 key factors to consider when choosing a cloud service provider.

  1. Security and compliance
  2. Cloud service type
  3. Technical expertise
  4. Cost
  5. Specialized cloud services
  6. Support

Security and compliance

The first thing you need to check while picking your cloud service provider is their physical as well as virtual security and compliance levels..

There are a number of certifications and standards which guarantee security preparedness. Security infrastructure and procedures followed by the vendor and Policies for data back-up and disaster recovery must also be checked.

Cloud service type

There are three clouds: public, private, and hybrid. And you need to know which kind of cloud you are looking for. 

There are also three different types of cloud services, IaaS, PaaS, and SaaS. Not every business needs all these services, and each cloud provider has their pros and cons. Once you know what type of cloud you need, you can look at various cloud service providers and go for the one that suits you the best.

Technical expertise

The cloud service provider you choose should have a full stack of technologies that support your current applications and have the capability to match your future needs. It is also important to check the future roadmap of the service provider to understand their mindset towards innovation and catching trends early.


Cost is always an important factor to consider when going for a cloud service provider as the cost may vary from cloud to cloud depending on your need for products and services. It is important to consider the cost of resources, support, as well as any additional services you may need.

Specialized cloud services

While some cloud services are very specialized and they are either unavailable on public clouds or are too costly, there are some specialized services that are much cheaper and better than popular public clouds.


How much support you can get from your vendor, access to support services, is there time guarantees for solving technical issues, does the service provider offer dedicated account management? These are all some important questions to consider before finalizing a service provider.

Deciding on a cloud services provider is a long process that demands complete analysis from your side. It is important to keep in mind that to get the best service, you need to find a vendor who connects with you.

In conclusion, by considering these top 5 criterias when selecting a cloud service provider, you can ensure that you choose a reliable cloud service provider like Techcedence that meets your specific needs as well as provides you with all the benefits of cloud computing.


Top 10 Software Development Trends for 2023

2023 is here, and new technologies are emerging. But there are many innovations yet to come. As familiar markets and technologies are likely to surprise us with new advancements, it’s very likely that we’ll see the birth of new trends as the year goes along. Let’s have a look at 10 key software development trends to watch out For in 2023. 

Web 3.0

Web 3.0 aims to adopt technologies like machine learning, artificial intelligence, blockchain and many more to enhance user experience. It is also aimed at giving more control to the users over their data usage and visibility. 

Cloud Computing

Cloud is embraced not only by startups and businesses but also by governmental organizations. It’s very much possible that by the end of 2023, there will be a significant transition of businesses and institutes to Cloud.

Augmented Reality

Augmented Reality has gained popularity, especially in the entertainment and gaming industries. Augmented reality can help businesses provide more detailed information on their services and products.


With companies realizing blockchain’s ability to develop secure systems, it has been trending for the past few years. There is also no centralized authority to control the data, making blockchain safe from cyber threats.


DevSecOps involves integration of security in the software development life cycle. This ensures that security is integrated at every level of the software. DevSecOps also helps identify security threats and vulnerabilities early, helping make secure, risk-free, and reliable software.


Python is ranked third after Java and C in terms of popularity and growth rate making the demand for the language increased twice. Python is also not difficult to learn, and it can be adapted to very complex projects with advanced levels of skill. 

Edge Computing

It is not the only computing innovation for the year but also Edge computing as it allows solving this problem by moving data to the edge of the local network, providing users the opportunity to use it both online and offline making it a prominent computing form. 

No-Code Development

As industries that aren’t digital by their nature such as agriculture, are undergoing rapid digital transformation. Hiring a software development team isn’t a top-priority expense, which made No-code development a web development trend. In 2023, this trend is anticipated to grow to other fields of software development as well.

Microservices Architecture

Microservices architecture is accelerating with the adoption of Cloud development. It involves breaking down large and complex applications into smaller independent services, reducing the risk of dependencies.


Many organizations have adopted Kubernetes in 2022 and this number is going to increase in 2023. K8s is an open-source technology that is used to manage container technology for cloud computing. Due to the automation, Kubernetes offers the best use of the resources as well as the overall savings on ecosystem management.

Software development is the key to business growth. And with the wide range of needs and growing demands of consumers, we at Techcedence keep up with the software development trends to deliver the best in class Experience with our products and services. 

Web App Development

The future of custom web applications: Trends to watch

The world of web application development is constantly changing. As new technologies are emerging and user expectations are evolving, there is a continuous flow of new applications, websites, functions, and features.

If you want your web app to stand out in this highly competitive market then, that can only be possible if developed using modern technologies. Your web app developers have to work on modern innovations and creative ideas to help you stay competitive and ahead of your game.

As you can create custom web applications that make accessing data quicker and easier these days, let us explore some of the latest trends in web application development to watch out for.

1. Single-page applications

Today’s web apps are all about simplicity and speed and that’s exactly what single-page websites offer. There are no traditional menus or complex navigational systems that clutter. The web page is just divided up into logical sections making it easier for users. You just have to scroll down in one continuous motion, or just click on the anchor links to jump to the particular section.

2. Progressive web apps

Progressive web apps are like mobile apps that actually work in the browser. Aside from getting a mobile app experience in the browser, they also have many advantages like:

  • They can work offline
  • They are highly engaging
  • They load very quickly
  • They don’t require installation like web apps
  • They can be discovered via online search 

3. Artificial intelligence

AI assistants is considered to be AI assistants help millions of people and lots of businesses perform operations faster by using text or voice chats. The spread of AI assistants has made it crucial for businesses to provide continuous customer engagement making it one of the most influential technologies that will shape the future of web app development. 

4. Push notifications

Web applications are taking advantage of push notifications, and this is a trend that will be seen throughout 2023. As brands are constantly seeking ways to communicate with the user, push notifications can help the user receive useful updates even if they don’t have the web application open.

5. Motion UI

Many customers consider the web application design essential for the brand. Motion UI is a powerful front-end library to create customized and animated UI elements, helping to express your unique style and keep your user entertained. Motion UI can be very helpful especially in progressive web app designs.

As a web application developer in the fast-moving landscape of today, keeping abreast of changes is very important. Being in tune with how the industry is moving and anticipating which factors will have the biggest impact can have a lot of benefits in the long run.

These trends in web app development will transform the way businesses interact with the clients and boost user engagement. Adopting these latest web technologies can help your businesses stay competitive.

We at Techcedence have a team of expert custom web application developers who are well-equipped with the skills and the experience needed to create an unmatched digital experience for your customers. 


Digitization – Why it is the key to all businesses

Owning a business in today’s digital era makes it important to harness the potential of digital technology as it is critical to unlock value in the current global economy. That’s why it is no surprise that for many businesses, digitizing has also become essential for their basic survival. 

Be it a home-grown business or huge business, every sector is reaping the benefits of going digital. Take a look at some of the major reasons why it is important for your business:

On-demand service

Today’s customers expect the same kind of experience in a professional environment that they have with technology in their personal lives too. But for a business, this can be quite challenging to achieve.

Businesses increasingly demand more hybrid IT services and agile networking capabilities and getting the user experience right is a very critical part of a business transformation. This includes the experience of working with the IT team and tools as well.

Enhanced data collection

Digital transformation creates a system for gathering the right customer data and incorporating it fully for the business intelligence at a higher level.

The consumers today are increasingly aware of, and concerned about how their data is collected and used. Show them that you respect their data by putting strong privacy practices in place and giving them the opportunity to change their minds at any time. As the business evaluates the customer journey as part of their digital transformation, you can also consider how you can give your clients greater autonomy over their own data using data privacy. 

Better customer experience

Consider how your digital transformation can deliver more seamless, intuitive experiences for your customers. This spans from email communications to user portals, digital products, and even the format by which you reach out to any new prospects.  

Customers have very high expectations for digital experiences, as they are used to having endless choices, low prices, and fast delivery. That’s why it is important to empower them with the autonomy to make decisions around their data and give them a top notch user experience.

Strengthen business partnerships

In today’s times, the demands from customers are increasing and so is the competition within industries. Firms are becoming increasingly reliant on each other with the aim of producing a diverse range of products and services that interest the customers.

Managing these partners often requires document-based communication, a process that is traditionally exhausting and an obstacle to efficiency. But with the use of technology one can redesign this process. 

By constructing a digital process at an early stage, and integrating technology throughout the organization, businesses stay up-to-date and open themselves up to future partners. Over time, digital transformation strengthens any business partnership, paying for itself in its overall benefits.

Increased agility

Digital transformation makes organizations more agile. Technology can increase their agility with digital transformation to improve speed-to-market, allowing faster innovation and adaptation while providing a pathway to improvement.

As you invest in your digital transition, you need to determine where you will reap the most reward. It is clear that the companies that invest the most are generally more profitable. Those who defer digitization, or even try to undermine and minimize the cost of the investment, may discover that the consequences are farther-reaching than a short-term improvement to the profit margins. This decision could be critical to your survival.

Hire Our Resources

Key Factors to Consider Before Hiring Offshore Resources

Hiring an offshore team of developers can help businesses in getting off with their business requirements and scale up as the mission progresses. It also helps save costs, improve communication and productivity. Hiring offshore developers helps companies access a wide talent pool and acquire new market opportunities.

A few key factors should be considered while hiring offshore resources. This includes:

A wise selection 

Businesses should invest in the service offerings that they are sure about. They are likely to be influenced by someone who has a rich experience in various development formats, technologies, and platforms.

It takes a lot of time to find quality on-shore developers

The demand for skilled developers far exceeds the number of highly talented ones available and it takes a significant amount of time than you realize to recruit the right one as you are not just trying to find the right person to build the product you have in mind, but also a staffer. You should make sure that resource is the right fit for your culture and company. 

The ability to hire for a short-term commitment is a a plus

 When you hire on a project basis, you can bring in experts with the specific aptitude you need for the time. Then, as your needs shift in the future, you can bring in the appropriate resource without having to recruit/hire someone full time.


Something to watch out for, though that goes hand-in-hand with off shoring is the necessity for clear documentation. The only way to ensure there are no miscommunications that can cost you is with excellent documentation, if you’re not properly forewarned about this necessity.

Offshore quality

The biggest unknown when it comes to offshoring technical resources is the quality of what and whom you’re hiring. There is no doubt you can save money by offshoring well, but if you aren’t vigilant or well versed in what you’re looking for, you can suffer huge lapses in quality. 


While one is considering hiring offshore except and until cost comes into play. You absolutely can save money going with an offshored resource, but you have to make sure you’re taking all the cost variables into account when you’re making that decision.

It is important to hire offshore developers whose skills match your requirements. It would also be preferable if your offshore team can implement an agile programming methodology. Justifying their track, record quality standards, deployment, proactivity, code, and price models are a big plus as well. At Techcedence we’re ready to discuss our offerings, engagement models, pricing, technologies, and platforms. Hire our skilled resources to get ahead with the project development journey.

Web App Development

10 Best Web App Development Frameworks

Having a website for your business in today’s digital age has become a must. This extensive demand for web application development has led to the inception of many functional frameworks that are designed considering the modern business challenges to offer simple yet effective ways to design web applications.

Here are ten productive frameworks that are highly prevalent and are known to deliver best results:

1. React 

React is an open-source JavaScript library that can be used to build interactive user interfaces that would entice developers or businesses to use it for their frontend developments. If you want to build a dynamic web application or single-page application, React would be the better choice. React offers the best server-side rendering and excellent SEO support when compared to other frontend frameworks. 

2. Angular

AngularJS is an open-source JavaScript framework which enables the development of high-performance and large-scale JavaScript based web applications. Angular has robust set of features and ability to work with cross-platform and client-side frameworks helps applications run smoothly on both the web and mobile platforms. 

3. Vue JS

Vue JS is a cutting-edge open-source JavaScript framework that is capable of creating stunning as well as interactive user interfaces. It is a progressive JavaScript framework that combines the best features of React.js and Angular.js. It is known as one of the best web development frameworks for building responsive web applications due to its simplicity and versatility. 

4. Ember JS

Ember JS is one of the most productive open-source JavaScript frameworks utilizing the MVVM paradigm. Ember is designed to maximize developer productivity either by eliminating time-wasting features or by implementing JS best practices in the core design. It is used to build single-page applications and dynamic client-side applications that can be extended by using general idioms and advanced practices. 

5. JQuery

JQuery an open-source, lightweight JavaScript library to help developers build robust web applications. It’s a small, fast JavaScript library that simplifies the interaction between HTML elements and JavaScript code. jQuery adheres to SEO-friendly practices, and there is no need to write extensive javascript code with JQuery since it’s simple and easy to use. 

6. Ruby on Rails

Ruby on Rails or Rails is one of the most popular open-source backend web development frameworks based on Model-view-controller, emphasizing the use of some worthwhile and well-known software engineering patterns and paradigms like CoC (Convention Over Configuration), DRY (Don’t repeat yourself), and the active record pattern. Ruby on Rails is ideal for developing high-speed applications, and includes everything that is needed to build a database-driven application. 

7. Django

‘Django’ is a very popular, open source Python-based back-end web development framework that is gaining popularity among developers and enterprises for its easier to develop complex, highly scalable, and data-driven web applications. The framework is designed by experienced engineers, making it ideal for building API features like naive GraphQL integration. This framework can be used in any format, such as HTML, JSON, and XML. 

8. Laravel

Laravel is one of the most popular open-source backend frameworks written in PHP (Hypertext Preprocessor), with its built-in API support and reasonable number of packages that could allow it to extend its capabilities. This top-notch framework caters to every segment be it building web applications for small and medium-sized companies or large multi-million dollar corporations. The primary purpose of Laravel is to make updating websites fun and simple, making it a popular choice among developers because of its great versatility, features, and execution. 


ASP.NET is a popular open-source web development framework that can be used to create dynamic web applications for PCs as well as mobile devices. The new version ASP.NET core is enticing developers and businesses around the world with its scalability, flexibility, and high performance features. It creates high-performing, secure, and modern web applications and it is compatible with JavaScript-based front-end frameworks as well.

10. Express

Express.js is an open-source, lightweight back-end framework for Node.js, designed to build web applications, mobile applications, and APIs. Its robust features and minimalistic capabilities have made it popular. Express is one of the best backend frameworks with features such as debugging, routing, and fast back-end programming. It also allows rapid development of Web applications based on Node.js. 

Web frameworks are extremely crucial elements in software development processes. Each of them has its unique set of capabilities and limitations, and that’s why, depending on the project requirement, each one of them will provide you with the best outcome for your project. 

If you are confused about which one to choose for your project, or are looking for a firm that can offer you web development services or web developers for the above frameworks, Techcedence is what you need. Get in touch with us for more details.

Mobile App Development

Top 10 Mobile App Development Trends To Watch For In 2022

People are rapidly becoming more reliant on mobile applications. The innovations in technology provide vast opportunities not only for developing new solutions but also for enhancing the existing ones.

While a lot of new trends in mobile app development are emerging every year, here are the top 10 mobile app development trends to watch for in 2022.

The Rise of 5G


While 5G technology has been around for a while, this year, it has become a buzzword. Technology companies have started incorporating 5G at full scale, and we will get to see a wide range of 5G-enabled devices in the market.

Apps for Foldable Devices

Apps for Foldable Devices

2022 should be the year you keep foldable devices in mind while planning out your mobile app development strategy. Developing your apps keeping the screen in mind will be one of the biggest mobile app development trends in 2022.

Wearable App Integration

Wearable App Integration

The rise in wearable technology is very significant around the world.  In 2022 App developers and businesses should get ready with apps that provide excellent digital experiences to users on wearables, to gain a distinct edge over those who do not.

Food & Grocery Delivery Apps

Food & Grocery Delivery Apps

People started relying heavily on food and grocery delivery apps as they stayed at home following the lockdown. As a result, these two were the fastest growing apps in 2020 and 2021. People will never stop ordering food online, and the Grocery apps will still be a top choice for smartphone users even as we go back to normality in 2022.

Augmented and Virtual Reality Integration

Augmented and Virtual Reality Integration

As social distancing technologies have boomed since 2020, mobile apps have gained popularity and are being used in the business space. Using AR and VR, can help showcase their products and services in the best possible way.


mobile app development trends - Blockchain

Blockchain technology is one of the newest mobile app development trends of 2022. There have always been concerns among app users about the security and misuse of data and blockchain  fortunately solves these problems.

Mobile Commerce (M-Commerce)

mobile app development trends - M-Commerce

M-commerce has been an extremely growing trend for the past couple of years, and it will continue to be so in 2022. While COVID really pushed M-commerce, more and more users have adopted it, and the trend of shopping via mobile devices will not stop anytime soon.

Mobile Wallets

Mobile wallets

As a secure and convenient option for making purchases, digital wallets are increasingly used by modern consumers. That’s  why, now more than ever, considering to expand your approved payment methods to include these popular digital wallets is important.

Predictive Analytics

In the year 2022, we’ll see predictive analytics going more mainstream. Predictive analytics can significantly reduce the development time while keeping the quality top notch and focusing more on delivering innovations.

Mobile Learning

The demand for mobile learning apps is high in the recent years. 2022 can be the right time to contact a team that specializes in education app development. to launch a mobile learning solution or train your employees. 

It’s always a good idea to be on top of the latest trends to give you an edge over your competitors. Remember that your apps would not stand out if you were using old-school tactics and trends for the app development.


Outsourcing – A Boon or Bane

Business processes outsourcing is not a new concept anymore. The main purpose of outsourcing is ensuring better results in key business elements such as supply chain management, Human Resource Management, logistics and other important processes. Outsourcing helps businesses actually focus their resources and energy on the core products and services. It also adds to cost savings as there is no need to invest separately on a team or infrastructure for carrying out the non-core business activities.

There are many benefits that outsourcing a business activities bring in:

benefits of outsourcing
  • The first and foremost advantage is that outsourcing a business process, and the major purpose that leads businesses to adopt outsourcing strategy is cutting down on expenditure that they have to bear  in order to carry out the activities. 
  • Outsourcing non-core activities to experienced outsourcing partners who can deliver better and complex outsourcing projects by putting in their years of experience and competency in the field.
  • When a particular business activity is outsourced, the outsourcing partner will take care of carrying it out, thus maintaining an infrastructure as well as the required resources for the same. This in turn eliminates the cost of infrastructure and resources off the budget of the business.
  • Outsourcing a service is done on the basis of a contract valid for a limited period so, if one isn’t happy with the services of the outsourcing partner, they can easily switch to a better outsourcing partner without bringing about any losses to the business. 

Though outsourcing services doesn’t belong to the core domain of the service of a business, there are also a few shortcomings of adopting it.

  • When a particular business service is outsourced from another company, they work with their own terms, standards and mission and don’t adhere to the guidelines laid by the company whose service is being outsourced. 
  • Order to cut on the production expenses the outsourcing company might tend to compromise with the quality. This is why it is imperative that the outsourcing company is a reputed one. 

So it really a boon or a bane?

As discussed above, before handing over the reins, be sure you’re working with the right outsourcing partner. Verify that the company has the right industry, domain, technical, and management experience, and work out what best suits your business and the economical environment it will work as a boon for your business.